Denver, CO
Commercial Collection Agency & Collection Attorney in Denver
For creditors, not debtors: if a Denver business or customer is behind on your invoices, we match you with vetted commercial collection agencies and creditor-side Colorado collection attorneys that handle Denver-area accounts. Free for creditors, no obligation.
Who's owed money in Denver
Denver's creditor base includes energy and natural-resources service firms, construction and real estate, aerospace and technology suppliers, healthcare systems and practices, and hospitality and tourism businesses across the Front Range.
Which rules apply to Denver accounts
Colorado law applies. Colorado licenses collection agencies collecting consumer debt, while collectors handling only commercial debts are generally exempt. Colorado's limitations periods for many contract claims are around six years, but confirm for your claim on the Colorado page.
| Colorado general rule | Summary |
|---|---|
| Statute of limitations — written contracts | about 6 years |
| Statute of limitations — open accounts | about 6 years |
| State collection-agency license | Generally required (at least for consumer debt) |
Details and caveats are on our Colorado collections page. Rules usually depend on where the debtor is located, so a Denver creditor collecting from someone in another state may face that state's rules instead.
Where Denver collection cases are filed
Claims are generally filed in Denver County Court (which handles smaller civil claims and small claims) or Denver District Court for larger matters. Surrounding suburbs fall under their own county courts. Agencies don't file suits themselves. If litigation is needed, the account goes to a collection attorney admitted in Colorado.
How placement works for Denver accounts
- Tell us about the accounts: whether the debtors are businesses or consumers, the balances, how old they are and where the debtors are located.
- We match you: with agencies that collect in Colorado and, if needed, Colorado collection attorneys. B2B balances go to commercial specialists, and consumer or medical balances only to partners that represent they comply with the FDCPA, Regulation F and Colorado law.
- You compare terms and decide: contingency rates, reporting and legal-forwarding terms, directly with the partner.
Before placing, try a final notice letter or a demand letter, and gather your documentation (see what to prepare).
Agency or attorney?
Most Denver past-due accounts start with an agency: letters, calls, skip tracing and negotiated payment plans, usually on contingency. Larger, disputed or time-sensitive claims, and judgments that need enforcing, go to a collection attorney. See judgment collection if you've already won in court.
Not legal advice. This page is general information, not legal advice, and laws, court rules and dollar limits change. CollectionPlacement is a referral service, not a law firm or collection agency, and we don't list or endorse specific local agencies here. Confirm details with a licensed attorney in the relevant state.
Frequently asked questions
Does a Colorado collection agency need a license for business debts?
Colorado's licensing requirement is generally aimed at consumer debt collection. Collectors handling only commercial debts are generally exempt, but confirm the current rules.
How do I find a commercial collection agency for a Denver debtor?
Tell us about the unpaid invoices: debtor type, balance, age and documentation. We introduce you to commercial (B2B) collection agencies that collect from Denver-area businesses and, if litigation is needed, to creditor-side collection attorneys admitted in Colorado.
How much does a collection agency charge in Denver?
Most agencies work on contingency, keeping a percentage of what they recover. The rate depends on the age, size and type of the debt and on volume, not on the city. Get the rate schedule in writing.
Do I need a Denver agency, or can a national agency collect there?
Either can work. What matters is that the agency is licensed or registered where Colorado requires it, handles your debt type and can forward the account to a Colorado attorney if needed.
Can CollectionPlacement help if I'm the one being collected from in Denver?
No. We only work with creditors. Consumers should look at CFPB debt-collection resources or a local bar referral service.
Free, no obligation
Get matched with a collection partner
Tell us about your receivables. We'll review and introduce you to vetted agencies or collection attorneys suited to your debt type, size and state.