District of Columbia (DC)
Collection Agencies & Collection Law Firms in District of Columbia
Have unpaid invoices or bad debt owed by a District of Columbia business or resident? We match creditors with vetted collection agencies and District of Columbia-licensed collection attorneys. Free for creditors, no obligation.
Key District of Columbia collection facts at a glance
| Topic | District of Columbia (general rule) |
|---|---|
| Statute of limitations — written contracts | 3 years |
| Statute of limitations — open accounts | 3 years |
| Collection agency license required? | Yes — District of Columbia generally requires third-party collection agencies to hold a state license, registration or bond, at least for consumer debt. |
These are general rules for orientation only; limitation periods depend on the contract, the type of debt, where suit is filed and events like payments or acknowledgments. Licensing rules often differ for consumer vs. commercial debt and change over time. Confirm with the District of Columbia regulator or a District of Columbia-licensed attorney. This is not legal advice.
Should I use a collection agency or a lawyer in District of Columbia?
For most past-due accounts, a collection agency is the first step: demand letters, calls and negotiated payment plans, usually on contingency. If the debtor disputes the claim, ignores the agency, or the balance justifies litigation, a collection attorney licensed in District of Columbia can file suit in the appropriate District of Columbia court and, after a judgment, use the state's enforcement tools such as garnishment, levies or liens. With a 3-year general window for written contracts, it pays to act well before deadlines approach. See collection agency vs. collection attorney.
What does it cost to collect a debt in District of Columbia?
Agencies typically work on contingency, with rates that vary by debt age, balance and volume; attorneys may charge contingency, hourly or flat fees plus court costs. Read our guide on how much collection agencies charge.
How do I place a District of Columbia account?
Gather your contract or invoices, statements and correspondence (see what to prepare), then submit the form below with District of Columbia preselected. We'll introduce you to partners that handle District of Columbia accounts — including commercial debt and litigation.
Free, no obligation
Get matched with a collection partner
Tell us about your receivables. We'll review and introduce you to vetted agencies or collection attorneys suited to your debt type, size and state.